2026 Data

Dental Practice Acquisition Cost Index

Median prices, SDE multiples, and financing data for dental practice acquisitions. Source: ADA Health Policy Institute 2024.

Educational data only. Figures are medians from published industry reports — not a site-specific valuation or financial advice. Disclaimer →

Median Acquisition Price

$650K

Median Annual Revenue

$900K

Median SDE

$280K

SDE Multiple Range

0.6x–1x

Typical LTV

90%

Avg Down Payment

10%

Avg DSCR

1.4x

Time to Close

3–6 mo

SBA Eligibility

~85%

Financing Details

Typical LTV90%

Avg down payment10% of price

Avg DSCR on closed deals1.4x

SBA eligibility rate~85% of deals

Market trend→ Stable

Common deal structures

SBA 7(a)Conventional BankSeller Financing

Key Valuation Factors

•Patient base size and retention rate are the primary value drivers
•Payer mix (% PPO, fee-for-service vs. Medicaid) affects revenue quality
•Dental practices typically valued at 0.6–1.0x revenue (not SDE multiples)
•Specialist practices (oral surgery, ortho) command higher multiples than general dentistry

SBA Financing for Dental Practice Acquisitions

Approximately 85% of dental practice transactions use SBA financing. SBA 7(a) is the most common structure, with a minimum 10% equity injection on the acquisition price. At a median price of $650K, that means approximately $65K out of pocket before closing costs and working capital.

DSCR requirement: SBA lenders require ≥ 1.25x on projected post-acquisition cash flow. The average DSCR on closed dental practice transactions is approximately 1.4x — meaning there is typically adequate headroom.

Check DSCR for this deal →SBA 7(a) explained →

Data sources:

ADA Health Policy Institute 2024

Bank of America Practice Solutions Market Data

Full methodology →

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