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DSCR Calculator

Enter your deal parameters to check if the business cash flow can support the debt at SBA's 1.25x floor — and find the maximum loan amount for your deal.

Educational calculator. Results are estimates based on your inputs. Actual lender requirements vary. Not financial advice. Disclaimer →
$

Total purchase price including goodwill

%

SBA 7(a) minimum is 10%

%

SBA 7(a) is typically WSJ Prime + 2.75–3.5%

years

SBA 7(a) max: 10 yr (working capital), 25 yr (real estate)

$

Use seller's adjusted EBITDA or owner's SDE

Your Deal Analysis

DSCR1.30x

Meets SBA floor (1.25x)

Loan Amount$450,000
Monthly Payment$6,072
Annual Debt Service$72,865
Total Interest (full term)$278,649
Max Loan at 1.25x DSCR$5,632,342

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DSCR calculations are estimates based on your inputs. Actual lender requirements vary. Disclaimer →
DSCR Calculator for Business Acquisitions | FundBizPro | FundBizPro