Government Contracts
You bought a business and now you want federal contracts. This guide cluster is for acquisition buyers specifically: people carrying SBA 7(a) debt, navigating novation, managing the gap between contract award and first payment, and figuring out whether to pursue 8(a) certification or not. The government contracting playbook for an owner-operator who built from scratch does not apply here.
Every article below is written for the specific pressure of post-acquisition cash flow: SBA payments start immediately, contract revenue takes months. The math is predictable. The tools exist. The gap between winning a contract and staying solvent is a planning problem, not a financing one — once you know the instruments.
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10-factor eligibility check, novation timeline, and the 3 cash flow instruments explained — one page.
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Funding chain
You Just Bought a Business. Can It Actually Win Government Contracts?
Did your acquisition come with government contract potential? Check NAICS alignment, past performance transfer, and SAM.gov registration in 15 minutes.
Your SBA Payment Is Due in 90 Days. Government Contracts Take 6 Months. Here's the Math.
Your SBA 7(a) payment does not pause when you win a government contract. Here is the month-by-month math on a $500K acquisition carrying a Net-60 first contract.
The Government Owes You $80,000. Your Payroll Is Friday. Now What?
Government invoice on Net-60. Payroll due Friday. Three options ranked by cost and SBA covenant risk — with the Assignment of Claims Act explained in plain English.
How to Pitch Your SBA Lender on a Working Capital Draw Before Your First Bid Goes Out
The SBA Working Capital Pilot is most accessible when you apply before you need it. Here is what your lender needs, and the 3 phrases that trigger credit review instead of approval.
Legal chain
You Bought the Business. The Government Doesn't Know You Exist Yet — And That's a Problem.
Government contracts do not transfer automatically with a business sale. Each active contract requires a novation agreement. Here is the process, timeline, and what happens if you skip it.
The Certification Worth Chasing in Year One — And the One That Will Cost You 18 Months for Nothing
Carrying SBA debt and need government contract revenue in 12 months? Here is how 8(a), WOSB, HUBZone, and SDVOSB rank by time-to-first-dollar for post-acquisition buyers.
The Clause That Let the Government Walk Away from Your $200,000 Contract Without Paying a Dime
Termination for Convenience is real, legal, and used frequently. Here are 5 FAR clauses that materially affect small business cash flow — explained for non-lawyers carrying SBA debt.
AI & winning
I Fed 3 Months of SAM.gov Listings Into an AI. Here's What Actually Came Back.
SAM.gov lists 40,000+ opportunities per month. AI does not find contracts — it filters noise. Here is the 4-criterion triage system and the actual prompt sequence that produces a 3–5 item weekly shortlist.
The Government Evaluator Reading Your AI-Written Proposal Already Knows It Was AI-Written
AI handles 70–80% of a government proposal draft. The sections evaluators score highest are the sections AI writes worst. Here is which sections to write yourself — and an honest DeepRFP review.
You Won the Contract. Here's How Not to Lose the Next One Before You Even Bid.
CPARS scores follow your business permanently and appear in competitive evaluations for a decade. Here is the invoicing workflow and performance management approach that builds a winning record.
Free tools
Already have an SBA loan?
These three articles cover the intersection of your existing SBA financing and government contract cash flow — written for buyers already in repayment.
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