Answer a few questions to see which SBA programs your situation aligns with — based on published program rules.
SBA 7(a)
Max: $5M
Your inputs indicate likely eligibility. Lender-level underwriting (credit score, DSCR, collateral) is the next hurdle.
Full SBA 7(a) guide →SBA 504
Max: $5.5M
SBA 504 is specifically for commercial real estate and major equipment. Not available for working capital or acquisitions without real estate/equipment component.
Full SBA 504 guide →SBA Microloan
Max: $50K
SBA Microloan maximum is $50,000. Your loan amount exceeds the program cap.
Full SBA Microloan guide →Get the Free SBA Loan Checklist
What you need to prepare for your SBA loan application — 2-years of returns, DSCR calculation, business plan requirements, and more.
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This tool provides general eligibility guidance based on your inputs and published SBA program rules. Actual eligibility is determined by your lender and the SBA. FundBizPro is not a lender and does not guarantee any loan outcome. Full disclaimer →