Median prices, SDE multiples, and financing data for restaurant acquisitions. Source: BizBuySell Insight Report Q4 2024.
Median Acquisition Price
$175K
Median Annual Revenue
$650K
Median SDE
$95K
SDE Multiple Range
1.5x–3x
Typical LTV
80%
Avg Down Payment
20%
Avg DSCR
1.35x
Time to Close
2–5 mo
SBA Eligibility
~72%
Common deal structures
Approximately 72% of restaurant transactions use SBA financing. SBA 7(a) is the most common structure, with a minimum 10% equity injection on the acquisition price. At a median price of $175K, that means approximately $18K out of pocket before closing costs and working capital.
DSCR requirement: SBA lenders require ≥ 1.25x on projected post-acquisition cash flow. The average DSCR on closed restaurant transactions is approximately 1.35x — meaning there is typically adequate headroom.