FundBizPro
The Independent Buying Guide

OWN YOUR FIRST BUSINESS. With the right playbook.

SBA financing guides, franchise cost breakdowns, due diligence checklists — and the quiz that tells you if you're actually ready.

100% independent
No sponsored rankings
500+ buyers guided
Quick assessment

Am I ready to buy?

Three questions. Instant readiness estimate.

Est. purchase range
$400K – $750K
Seller-financing path
Loan odds
74%
Cash cushion
56%
Lender appeal
73%
See the full readiness report →
🛡
100% independentNo sponsored rankings
Updated monthlyNumbers from latest FDDs
📈
47 data signalsTraffic, demo, FDD, SBA
👥
500+ buyersUsed our guides this year
Editorial Feature

The SBA financing timeline, finally explained.

Most buyers lose 60–90 days to lender prep they didn't know was coming. Here's the full map — what happens when, and how to compress it.

Read the playbook →
SBA 7(a) Approval TimelineAvg. 45–90 days
01
Pre-qualifyCredit pull + financial docs
25%
02
UnderwritingLender review + appraisal
50%
03
SBA ReviewAgency approval — 3–6 weeks
35%
04
ClosingSign, fund, transfer ownership
The Buying Journey

Four steps from idea to close.

Most first-time buyers stall between steps 1 and 2. Here's how to keep moving.

Financing Paths

The four real financing paths.

Free Tools

Five tools. Zero paywalls.

Franchise Opportunities by Budget

Find the right franchise for your budget.

From cleaning franchises under $5K to full QSR build-outs — filter by what you can actually spend.

Under $10K

Cleaning, vending, and service-territory franchises. No storefront required.

Browse matches →
Under $50K

Home-based, tutoring, and courier brands. Part-time or semi-absentee.

Browse matches →
Under $100K

Education, pet services, and small-format retail. Growing segment.

Browse matches →
$100K+

Coffee, fitness, QSR, and full-service brands. High-revenue potential.

Browse matches →

The SBA financing breakdown alone saved me from a lender that would have cost me $40K more. I signed the right deal.

M
Marcus T.Bought a cleaning franchise · Atlanta, GA

As a new immigrant I had no US credit. The guide on workarounds is the only reason I got funded. Still recommending it.

P
Priya S.Acquired a home-services franchise · New Jersey

The Am I Ready quiz told me I wasn't. Three months of prep later I was — and I closed at a better price than my first offer.

D
Daniel W.Bought an existing auto shop · Dallas, TX
Due Diligence

The checklist library.

Every operational, financial, and legal check — before you sign anything.

01
7 Red Flags in a Franchise Disclosure DocumentWhat to look for in Items 3, 7, 19, and 20 before you sign a
10m
02
Tim Hortons vs Second Cup: Which Is More Profitable?Side-by-side unit economics for Canada's two coffee giants.
9m
03
Franchise Territory Rights: What Every Buyer Must CheckThe contract clauses that decide whether your territory is w
9m
04
The Hidden Costs of Opening a FranchiseThe twelve line items most first-timers under-budget by 40%.
9m
05
Why Landlord Negotiation Is the Hardest PartHow to structure a lease that doesn't eat your unit economic
8m
06
Item 19 Earnings Claims, DecodedHow franchisors present the number — and what to recompute y
10m
07
SDE vs EBITDA: The Valuation Difference That MattersWhich metric your lender uses, and why sellers quote the oth
8m
08
The Business-Acquisition Closing ChecklistEvery document you need at the table — and the three most co
7m
09
Non-Competes with a Selling Owner: Get This RightRadius, term, and enforceability — what to require and what
7m
10
Working Capital Peg: The Negotiation Most Buyers MissWhy the peg — not the purchase price — often decides who won
8m
11
SMB Due Diligence Checklist: 40 ItemsThe operational, financial, and legal checks every acquisiti
11m
12
The First 90 Days After You CloseCustomer retention, staff continuity, and the owner-handover
8m
13
Customer Concentration: When One Client Is Too ManyThe 25% rule, and how to price it into your offer.
7m
14
Lease Assumption vs New Lease: Which to Push ForThe trade-off that decides your first five years.
7m
The Buying Brief

Weekly deals, data, and buyer intelligence.

No fluff. One email per week: a data signal, a financing note, and one business worth looking at.

✓ No sponsored rankings✓ Unsubscribe anytime✓ 500+ buyers read it